Admissions & Records
New Student Orientation
Student Related Policies
The Office of Financial Aid administers financial aid programs in accordance with policies and guidelines established by J. Sargeant Reynolds Community College, the State of Virginia and the United States government to
ensure that there is reasonable and equitable distribution of the limited funds available to students. The Office of Financial Aid also ensures that priority is given to those students with legitimate and demonstrated need.
>> Types of Financial Aid Programs
Address: J. Sargeant Reynolds Community College
Office of Financial Aid
PO Box 85622
Richmond, VA 23285-5622
Telephone Number: 804.523.5137/ Fax Number: 804.371.3739
If you have questions or concerns regarding your personal financial aid information, please provide the following in your e-mail communication:
• Full name
• Last 4 digits of social security number
• Emplid number (you received this when you applied to Reynolds)
• Permanent address & phone number
• Day and month of birth (please do not include year for security reasons)
Step 1 – Get a Personal Identification Number (PIN)
Apply for a Federal PIN at http://www.pin.ed.gov (if you don’t already have one). You will need this PIN to electronically sign your Free Application for Federal Student Aid (FAFSA). If you are dependent, your parents will also need to get a PIN at http://www.pin.ed.gov to electronically sign the FAFSA. This will ensure the quickest, most accurate filing process. In addition, your PIN will allow you to:
Write your PIN number down in a safe place as you will need this pin number for many years as you pursue your education.
Step 2 – File the Free Application for Federal Student Aid (FAFSA)
To be considered for any type of financial aid (grants or loans), all students must file the FAFSA. There are two ways to complete the application:
The JSRCC Office of Financial Aid recommends that applicants file the FAFSA online as it is the fastest, most efficient, and most accurate application method. Your results will be sent to you and JSRCC about a week after completing your application if it is electronically signed with your PIN.
Remember to include JSRCC’s school code on the FAFSA; if you do not include our school code, we will not receive your application. J. Sargeant Reynolds Community College’s school code is 003759.
Students who meet priority deadlines set by the JSRCC Office of Financial will have the best chance for consideration for all the financial aid you may be eligible for. Make sure to apply for your financial aid before these priority deadlines:
Fall/Spring semester April 15
Spring semester September 15
Summer semester March 15
Please note that you must apply once every school year (usually after you file your yearly income tax forms). You must also be accepted into a degree program by Admissions and be in good academic standing to receive financial aid.
Step 3 – The Student Aid Report (SAR)
After your FAFSA is processed, you will be sent a Student Aid Report (SAR). Electronic filers who provide an e-mail address will be sent an e-mail providing an electronic link to their SAR. Electronic filers who do not provide an e-mail address and those who complete a paper FAFSA will be sent a paper SAR in the mail.
Once you receive your SAR, you should review it for accuracy. If you need to make corrections to your SAR, follow the directions on the SAR and return it to the federal processor. Students who receive their SAR electronically can make their corrections online at http://www.fafsa.ed.gov. Be sure to make a copy of the SAR for your records. Once the corrections are processed, you will be sent a revised SAR.
A request for any additional documents will be mailed to you after the College receives the electronic record of your application. Processing of your award may take three to four weeks after we have received your accurate application record and all other documentation. Please check your My JSRCC account regularly to see if we are requesting any additional information. http://www.reynolds.edu/myjsrcc
To get an early start on the financial aid process, visit FAFSA4caster at http://www.fafsa4caster.ed.gov/ The FAFSA4caster website says they will provide you with an opportunity to increase your knowledge of the financial aid process; become familiar with the various types of federal student aid that are available; and investigate other sources of aid, such as grants and scholarships.
Step 4 – Additional Information
After your FAFSA is processed, JSRCC will be sent the information electronically. For electronic filers, the data is usually received in 1 to 2 weeks. For those who completed a paper FAFSA, the data is usually received in about 4-6 weeks.
Once your FAFSA data is received, you may be required to submit additional information to the JSRCC Office of Financial Aid. Additional information is often required for one or more of the following reasons:
Please be aware that all errors, mismatches, and verification issues must be resolved before your financial aid can be finalized and applied to your student account.
Step 5 – Award Notification & Additional Applications
After your FAFSA is processed and all required information has been reviewed, you will receive notification of your federal and state financial aid awards. Any grants that you are eligible for will be credited towards your tuition charges. However, not every student will qualify for a Pell grant or be eligible for a state grant large enough to meet your educational costs.
Student loans are available to students who need additional funds to meet educational costs. To apply for a student loan, you must complete a Federal Stafford Loan Request Form, which can be obtained from any Success Center or the JSRCC Office of Financial Aid website. First time loan borrowers at JSRCC will also need to complete a Loan Entrance Counseling session and complete a Master Promissory Note, as required by the Department of Education. Information regarding the Loan Entrance Counseling and the Master Promissory Note are located on the back of the Loan Request Form.
Applying for Student Loans [Back to top]
Attention Students — Important Changes to our Student Loan Program
>> read more
Federal Direct Stafford Loans
J. Sargeant Reynolds Community College participates in the William D. Ford Federal Direct Loan Program, offered through the Department of Education. Federal Stafford loans are low-interest, long-term loans. A student must be enrolled for at least six credits in an eligible certificate or degree program and be making satisfactory academic progress in order to be eligible for a Federal Stafford Loan.
Students with financial need can obtain a subsidized Federal Direct Stafford Loan. This means the U.S. Department of Education will pay the interest charges to the student’s lender as long as the student is enrolled on at least a half-time basis (6 or more credits) and during a six-month period following enrollment (grace period). At the end of the grace period, repayment of the loan will begin and interest begins to accrue to the student borrower. Repayment may extend up to ten years but borrowers must make payments of at least $50 per month.
Students who do not qualify for the subsidized (need-based) Federal Direct Stafford Loan can obtain an unsubsidized (non need-based) Federal Direct Stafford Loan. Unlike the subsidized Loan, the student is responsible for the interest obligation while enrolled. The student, while enrolled on at least a half-time basis (6 or more credits), may pay interest only or have the interest capitalized (added to the principal). The interest rate for both types of loans is currently fixed at 6.8%.
First time Federal Direct Stafford loan borrowers at JSRCC must complete an Entrance Loan Counseling Session and ALL Federal Direct Stafford loan borrowers must complete an Exit Loan Counseling Session upon graduation or withdraw. Repayment begins six months after a student leaves school because of graduation, other reasons, or drops below half-time level. All loan applicants must have completed a Free Application for Federal Student Aid (FAFSA) and may not have defaulted on prior loans or borrowed their maximum lifetime amounts as determined by the Federal government. Students may not borrow more than the cost of their education minus other financial aid awarded them.
The Office of Financial Aid must approve all federal loans and reserves the right to refuse loan applications due to academic deficiency or evidence that a student may have difficulty managing loan debt.
How to Apply for a Federal Direct Stafford Loan
If you are a student interested in applying for a Federal Stafford Loan, you will need to follow these steps:
1. Complete the FAFSA each year at http://www.fafsa.ed.gov.
2. Apply to the College and be admitted into an approved Program or Plan of Study and be making Satisfactory Academic Progress (SAP).
3. Comply with any information requests from the Office of Financial Aid, such as verification items and tax information.
4. Complete the J. Sargeant Reynolds Community College “Federal Direct Stafford Loan Request Form” by the deadline.
5. Complete Loan Entrance counseling. All first time borrowers at JSRCC are required to complete Loan Entrance Counseling. You can do this online at https://www.studentloans.gov
6. Complete your Master E-Promissory Note (MPN). The website to complete the E-Promissory Note electronically is https://www.studentloans.gov. Make sure to choose the “Complete New MPN for Student Loans” link.
Please Note: You only have to do one Master Promissory Note during your borrowing "career" at JSRCC. The only thing you have to do each time you wish to borrow is complete the JSRCC “Federal Direct Stafford Loan Request Form.” The only time you would have to redo the MPN is if you transfer to another college and borrow there. You would do a new MPN at that college, and upon your return to JSRCC, you would do another MPN.
7. Finally, allow 4-6 weeks for College processing, depending on the time of the year.
8. Enroll, attend, and maintain at least six credit hours to retain loan eligibility. Students must stay active in at least six credit hours each semester for which they apply for a loan. Students who drop below half-time status risk having their loans canceled and will enter their grace period for repayment.
Please complete the Federal Direct Stafford Loan Request Form if you are interested in applying for a student loan.
Applying for a Parent PLUS Loan [Back to top]
Attention Students — Important Changes to our Student Loan Program
>> read more
Federal Direct PLUS Loans
The Federal Direct PLUS Loan program is a non-need-based source of loan funds for the parent(s) of dependent students. Federal Direct PLUS Loans may be used in conjunction with Federal Direct Stafford Loans. Each year, parents of dependent students may borrow an amount not to exceed the cost of attendance less any financial aid (including Federal Direct Stafford Loans). Repayment begins 60 days after the final disbursement is made unless the parent borrower makes other arrangements with their lender to defer repayment. The interest rate is currently fixed at 7.9%. The Federal Direct PLUS Loan on the undergraduate level is only available to parents. Guardians are ineligible. A credit check is performed on all parental borrowers, and pre-approval is required.
PLEASE NOTE: This loan is in the parent’s name and the parent will be responsible for repayment of the loan.
How to Apply for a Federal PLUS Loan
If you are an eligible parent interested in applying for a Federal Direct PLUS Loan, you will need to complete the following steps:
1. Ensure that your student has applied for admission to the College, been placed into an eligible academic curriculum, and is making Satisfactory Academic Progress (SAP).
2. Obtain and complete the Federal Direct PLUS Loan application.
3. Complete your Master E-Promissory Note (MPN). The website to complete the E-Promissory Note electronically is https://www.studentloans.gov. Make sure to choose the “Complete New MPN for Parent PLUS Loans” link.
4. Ensure that the student enrolls for, attends, and maintains at least six credit hours to maintain loan eligibility. Students must stay active in at least six credit hours each semester. Students who drop or withdraw below half-time status risk having Federal Direct PLUS Loans canceled.
5. Finally, allow 4-6 weeks for College processing, depending on the time of the year.
Dates and Deadlines [Back to top]
The financial aid process can take up to 8 weeks. Plan ahead and do your FAFSA as soon as possible after January 1. Successful students apply between January and April and follow up with the college to ensure everything is completed by May.
|Semester||FAFSA Received at the Federal Processor By:|
|Priority Applicants||September 15*|
|Semester||Federal Stafford Loan Request Form Submitted By:|
| October 15
Forms [Back to top]
a) Dependent Verification Worksheet 2013-14
b) Independent Verification Worksheet 2013-14
c) Dependent Verification Worksheet 2012-13
d) Independent Verification Worksheet 2012-13
e) 2011 Tax Transcript Request Process
f) SNAP Verification Form
g) Child Support Paid Verification
h) High School Completion Status Verification Information
f) Loan Request Form
g) Plus Loan Request Form
h) Satisfactory Academic Progress (SAP) Appeal Form
i) Consortium Form
j) 2012-13 Financial Aid Award Information Sheet
k) Summer Financial Aid Application
lj) Summer Loan Request Form
m) Summer PLUS Loan Request
n) Summer Award Information Sheet
Special Circumstances [Back to top]
Federal aid regulations allow the JSRCC Office of Financial Aid to make adjustments for certain financial situations that can not be taken into account on the Free Application for Federal Student Aid (FAFSA). We consider each situation on a case-by-case basis and federal regulations limit which situations we can consider and how we make adjustments.
There are two major categories of special considerations we will review at the student's request. They are:
Special Circumstances can include situations where current year income is much lower than what you reported on the FAFSA, or you had unusual or extraordinary expenses (not associated with lifestyle choices) that negatively affected your current financial situation.
These circumstances include, but are not limited to:
We encourage students with these circumstances to complete a Financial Aid Special Consideration Form and provide all required supporting documents.
A Dependency Status Review is a process used in those rare situations where a student should not be considered dependent according to the federal guidelines. Congress has established eight "absolutes" that qualify students for independent status. The implication of these "absolutes" is that parents are expected to help with their children's higher education unless the student meets one of the eight criteria below:
Students who do not meet the criteria above are required to provide parental data on the FAFSA. Students cannot make themselves independent. The only way to become independent is by meeting one of the criteria above, or having a Dependency Override Request approved by the J. Sargeant Reynolds Office of Financial Aid.
The Office of Financial Aid will review cases where:
Self-sufficiency in and of itself is not a basis to grant a student independent status at JSRCC. In addition to self-sufficiency, a student must also document exceptional circumstances necessitating his/her current status.Your status as an independent student cannot be based solely on your income (resources), or your parents’ unwillingness to contribute to your educational expenses.
What is Federal Work Study?
The Federal Work Study Program provides part-time jobs for students with financial need, allowing them to earn money to help pay education expenses. The program encourages community service work and work related to each student’s course of study.
Since Federal Work Study is a campus-based program, funding is limited and this type of assistance usually goes to the earliest applicants with the highest need. Funds may become available throughout the year as students do not work their full amount of eligibility.
Are Federal Work-Study jobs on campus or off campus?
Both. If you work on campus, you’ll work for the college. If you work off campus, your employer will usually be a private nonprofit organization or a public agency, and the work performed must be in the public interest. Some schools might have agreements with private for-profit employers for Federal Work Study jobs, which must be judged relevant to your course of study (to the maximum extent possible).
How much will I make?
You’ll earn at least the current federal minimum wage, but the amount might be higher depending on the type of work you do and the skills required. Your total Federal Work-Study award depends on when you apply, your level of need, and the funding level of your school. J. Sargeant Reynolds Community College currently pays $8 an hour for on-campus jobs and $10 an hour for off-campus jobs.
Can I work as many hours as I want?
No. The amount you earn can’t exceed your total Federal Work Study award. When assigning work hours, your employer and/or the Work Study Coordinator will consider your class schedule and your academic progress.
For additional information regarding the Federal Work Study Program, please contact the Work Study Coordinator, Peggy Hawthorne-Wood, at (804) 523-5137.
Federal regulations require JSRCC to establish and apply reasonable standards of satisfactory progress to students for the purpose of the receipt of financial assistance under the programs authorized by Title IV of the Higher Education Act. The law also requires institutions to develop written policies regarding Satisfactory Academic Progress (SAP). Each institution must design criteria which outline the definition of student progress towards a degree and the consequences to the student if progress is not achieved. J. Sargeant Reynolds students who wish to be considered for financial aid must maintain satisfactory academic progress. Satisfactory academic progress will be reviewed at the end of each semester.
1. Cumulative GPA Requirements (GPA Rule)
Students must meet minimum cumulative grade point average requirements based on a progressive scale. Only non-remedial courses with grades of A, B, C, D, and F are included in this calculation. Transfer credits are not included in this calculation.
Total Number of Credits Attempted
2. Completion Rate (67% Rule)
Students must be evaluated for the 67% Rule before aid is awarded and after grades are posted for every term, starting with their first term of enrollment. Their completion rate must be 67% or higher. Credits with satisfactory grades are those for which a grade of A, B, C, D, S, or P is earned. Developmental and ESL coursework are included in this calculation. Accepted transfer credits will be counted as both attempted and completed.
3. Maximum Timeframe (150% Rule)
Students must complete their programs before attempting 150% of the credits required for their program. Developmental and ESL course work are excluded in this calculation. Attempted credits from all enrollment periods at the College plus all accepted transfer credits are counted. All terms of enrollment at the College are included whether or not the student received financial aid and regardless of the age of the coursework.
4. Developmental and ESL Coursework
Students may receive financial aid for a maximum of 30 semester hours of Developmental Studies courses as long as the courses are required as a result of placement testing, the student is in an eligible program of study, and SAP requirements continue to be met. ESL credits are unlimited in number as long as they are taken as part of an eligible program and SAP requirements continue to be met.
5. Automatic Warning Period
Students who fail to meet satisfactory academic progress for the first time (excluding students who have already attempted 150% of the credits required for their programs of study) will be automatically placed in a Warning Status for one (1) term and are expected to meet SAP requirements by the end of that term. Students who fail to meet satisfactory academic progress requirements at the end of the warning status term will lose their eligibility for financial aid. However, with a successful SAP appeal, those students will be placed on financial aid probation and will retain financial aid eligibility. This warning period will be incorporated into the VCCS SAP customization and will be required. An Early Alert system will also be developed to provide additional advance notice of SAP standards not being met but will be optional.
6. Financial Aid Probation
Students who have successfully appealed the loss of their financial aid are placed on probation. Students on probation are eligible to receive financial aid for one (1) semester, after which they MUST be meeting all of the satisfactory academic progress standards or the requirements of an academic progress plan that was pre-approved by the College Financial Aid Office.
7. Repeated Coursework
Students can repeat courses with financial aid until successfully completed. There is no limit assuming all other SAP requirements are met. Students may only repeat a passed course once as long as it is in order to meet an academic standard (i.e., a higher grade is required for their program of study). Repeated coursework will be included in the evaluation of completion rate and maximum timeframe.
The Appeal Process
A student whose eligibility for financial aid has been suspended may submit an appeal if mitigating circumstances prevented the student from achieving Satisfactory Academic Progress (SAP). Circumstances that may be considered include death in the family, accident, illness, or other academic performance factors that were outside the student's control. If a student feels he/she violated J. Sargeant Reynolds’ SAP standards due to one of these or other factors, the student may submit a SAP Appeal form to the Office of Financial Aid.
Appeal decisions are based on the information presented on the appeal form and the SAP criteria; therefore, it is important that the appeal contain as much supporting information and documentation as possible. Lack of supporting documentation is grounds for denial of the appeal. If the appeal is denied due to lack of documentation, the student may resubmit the appeal with the appropriate documentation. Appeal decisions will fall into one of the following categories:
1. Pending – additional information is needed to make a decision
2. Denied – student is not eligible to receive financial aid
3. Approved – student enters into a SAP contract which details the academic performance required in future semesters for continued receipt of financial aid
College Satisfactory Academic Progress (SAP) Policy
Satisfactory Academic Progress Appeal Form
PLEASE NOTE: J. Sargeant Reynolds Community College only allows a student to have two appeal approvals. If a student violates the terms of their financial aid reinstatement after the second time, a third appeal approval will not be granted for ANY reason.
Consequences for Withdrawals [Back to top]
Completely withdrawing from all your classes, may affect your financial aid. If you complete at least 60% of the semester, you will have earned 100% of your aid. If you withdraw before this date, we will determine what percentage of aid you earned. Federal regulations require that your aid eligibility be recalculated if you withdraw, are dismissed, or take a leave of absence prior to completing 60% of the semester. The recalculation is based on the equation:
Aid for session – earned aid = unearned aid
Recalculation is based on the percentage of earned aid using the following formula:
(Completed Days / Total Days) = Percentage of Aid Earned
Unearned aid is returned to the funding source. When unearned aid for institutional costs is returned to the funding source, you may incur a tuition balance with the college. If you need to repay unearned aid for non-institutional costs, the Financial Aid office will contact you.
Aid is returned to the funding source based on the percent of unearned aid using the following formula:
(100% of aid - percent earned) = Percent of unearned aid.
(The percent of unearned aid) x ( institutional costs) = Amount of aid paid to the institution that must be returned to the funding source.
The balance of the unearned aid is used to determine if any funds need to be returned for non-institutional costs.
(Unearned aid - return of institutional costs) = balance of unearned aid for non-institutional costs.
All money returned to the funding source will be returned in the following order:
1. Unsubsidized Federal Stafford Loan
2. Subsidized Federal Stafford Loan
3. Federal PLUS
4. Federal Pell Grant
5. Federal Supplemental Educational Opportunity Grant (FSEOG)
7. Academic Competitiveness Grant
8. Other Title IV Aid Programs
• Any amounts attributed to your loans will be repaid in accordance with the terms of your promissory note.
• Amounts to be returned to grants are reduced by 50%.
• If the Business Office does not hear from you within 45 days, we are obligated to send your outstanding balance to the federal government for collection.
• A hold will be placed on your records until the repayment has been made in full.
• This hold will prevent you from obtaining an academic transcript.
• You will not be allowed to register at J Sargeant Reynolds Community College or receive additional aid until you have made the repayment in full.
The federal refund formula is rather confusing. If you need to withdraw from all of your classes, you are encouraged to speak to a financial aid representative in a Student Success Center before doing so for information on how it may affect your financial aid and your Academic Progress.
Consortium Agreements [Back to top]
The purpose of a consortium agreement is to allow J. Sargeant Reynolds Community College students to take courses at another college and have those courses count toward their financial aid eligibility at J. Sargeant Reynolds. All courses taken at another college MUST count towards your degree at J. Sargeant Reynolds and be approved before any aid can be disbursed. Consortium agreements are done on a semester by semester basis for each student.
Sequential Steps in the Process:
Decide which course(s) to take at the host school.
Complete the student information portion of the Consortium Form and list the courses you plan to take.
Meet with your advisor to ensure the courses will transfer and count toward your degree or certificate and have him/her sign the advisor portion of the Consortium Form.
Send the form to the host school financial aid office for appropriate signatures. Follow up with the HOST school. Make sure the official at the host school certifies your enrollment as soon as possible AFTER their drop/add period.
Check with J. Sargeant Reynolds Community College’s Office of Financial Aid approximately two weeks after drop/add. We will process any aid increases after receiving the completed Consortium Form from the host school.
At the end of the semester, request official transcripts from host school to be sent to J. Sargeant Reynolds Community College.
Please Note:Unfortunately we do not have a way to send your aid to the host school. So, you are responsible for paying for the tuition and books at the host school from your own funds. Your aid will be disbursed at J. Sargeant Reynolds Community College and you can reimburse yourself from that aid if there are additional funds remaining once your JSRCC tuition/fees and book charges have been paid.
The table below lists the people involved in the Consortium Process and their responsibilities:
• Initiates the process by downloading the Consortium Form from JSRCC Financial Aid website
• Completes the form and ensures it gets to the Host School for processing
• Follows up with Host School
• Pays for Tuition and Fees at the Host School from personal funds
• Attends classes
• Requests Official Transcripts from the Host School after the end of the semester.
|• Financial Aid representative at Host School processes the form AFTER end of drop period, with help from their Records Office staff if needed
• Sends form to JSRCC when processed
• Agrees not to process financial aid
• Reports any changes in enrollment
• Records office sends official transcripts (at student request) to JSRCC at the end of the semester
|• Works with student to ensure Host School classes will transfer and fit into unmet degree requirements
• Signs the Advisor section of the Consortium Form
JSRCC Financial Aid Staff
|• Helps student and advisor with any questions about the process
• Provides Consortium Form
• Accepts completed Consortium Form (with all signatures) from Host School and uses the information to adjust the enrollment status and awards as necessary.
Frequently Asked Questions [Back to top]
How do I apply for Financial Aid?
The Free Application for Federal Student Aid (FAFSA) is the only application that needs to be completed to apply for financial aid during the fall and spring semesters.
The FAFSA can be completed online at http://www.fafsa.ed.gov or a paper FAFSA can be completed and is available in the Success Centers.
We recommend that you complete the FAFSA online.
By completing the FAFSA, a student is applying for federal and state aid, including grants and work-study.
The FAFSA asks for tax information. What should I do if I haven’t filed my tax return yet? You may fill out your FAFSA using estimated tax information.
You’ll have the opportunity to correct this information when you receive the processed Student Aid Report (SAR).
It’s better to use estimated tax information than risk missing the financial aid deadline.
My parents aren't helping me pay for college. Am I considered independent?
Even if your parents don't contribute money toward your education, you are considered a dependent of your parents unless you:
o Will be 24 years old before January 1 of the academic year,
o Are an orphan (both parents deceased) or were a ward of the court until age 18,
o Are a veteran or currently serving on active duty for other than training purposes,
o Already have a bachelor's degree,
o Are married, or
o Have a legal dependent other than a spouse for whom you contribute at least 50% of the dependent’s support.
If my parents are divorced or separated, whose financial data should be used when I'm completing the FAFSA?
If your natural parents are separated or divorced, use the natural parent with whom you lived the most in the past 12 months.
• If you lived with neither parent, or lived with each parent an equal number of days, use the parent that provided the most financial support to you over the past 12 months.
If that parent has remarried as of the date you complete your FAFSA, you must also include the stepparent's financial information on the application, and parent and stepparent should report themselves as married on the FAFSA.
What is an EFC?
The Expected Family Contribution (EFC) is a measure of your family’s financial strength and is calculated according to a formula established by law.
Your family’s income (taxed and untaxed), assets, and benefits (such as unemployment or Social Security) are all considered in the formula.
Also considered are your family size and the number of family members who will attend college or career school during the year.
The information you reported on the Free Application for Federal Student Aid (FAFSA) is used to calculate your EFC.
The College uses the EFC to determine your federal student aid eligibility and financial aid award.
Do I have to apply for financial aid each year?
Yes. The FAFSA needs to be completed each academic year.
The academic year includes the fall, spring, and summer semesters.
Do I have to complete a separate application for the summer?
Yes. In addition to completing the FAFSA, a summer application must also be completed.
The summer application should be available in early March each year. It will be posted on the financial aid website and available in Student Success Centers.
How do I apply for student loans?
In order to apply for loans, a Federal Stafford Loan Request form must be completed.
The student must have also completed the Free Application for Federal Student Aid (FAFSA)
What is the deadline for applying for financial aid?
The Federal Government’s deadline for completing the FAFSA is June 30 of each academic year. However, J. Sargeant Reynolds Community College has priority deadlines to ensure the Office of Financial Aid has enough time to process the application before classes begin each semester.
The priority deadlines for receipt of the FAFSA by the federal processor are as follows:
o Fall – April 15
o Spring – September 15
o Summer – March 15
If I have questions about financial aid, who should I contact?
Students should contact the Student Success Center located on each campus for any financial aid questions. You can contact the Student Success Center.
Helpful Links [Back to top]
a) FAFSA on the web – complete your FAFSA online
b) Personal Identification Number (PIN) – use your PIN to electronically sign your Free Application for Federal Student Aid (FAFSA), access your Renewal Free Application for Federal Student Aid (FAFSA), and access the National Student Loan Data System (NSLDS).
c) Student Guide: Financial Aid from the U.S. Department of Education
d) NSLDS: National Student Loan Database - check the status of your student loan borrowing history.
e) FinAid - includes Expected Family Contribution calculators, links to financial aid web sites, and more.
f) Student Aid on the Web
g) FastWeb – online scholarship search engine
h) Completing the FAFSA – Frequently asked questions regarding completing the FAFSA
|Downtown||Gloria Poindexter or
|Parham Road|| Vickisha Harris or
|Office of Financial Aid Staff Listing|
|Diane Branch-Thompson||Assistant Director|
|Christine Miller||Administrative Assistant|
|Teresa Melton||Financial Aid Specialist – Verification, Loan Processing & Appeal processing|
|Michael Jefferson||Financial Aid Specialist – Verification, Loan Processing & Appeal Processing|
|Peggy Hawthorne-Wood||Financial Aid Specialist – Verification, Loan Processing & Appeal processing & Federal Work Study Coordinator|
|Margaret Hill||Financial Aid Specialist – Verification, Loan Processing & Appeal Processing|